Why Ownership Makes Sense
A practical look at how owning compares to renting in today’s NYC market
Comparable
Monthly Cost
In many NYC neighborhoods, monthly ownership costs can be comparable to rent.
With each payment contributing to your future, not your landlord’s.
Build Long-Term
Wealth
Homeownership allows you to build equity over time while potentially benefiting from tax advantages and helping grow long-term financial security.
Stability &
Lifestyle
Enjoy privacy, control over your space, and freedom from rent increases and
with the ability to personalize a home that’s truly yours.
See What Your Rent Could Buy
Your monthly rent can translate into meaningful buying power in today’s NYC market
Your NYC Real Estate Partner
Phyllis Choi
Licensed Real Estate Salesperson | The Corcoran Group
Helping clients navigate New York real estate with
clarity, confidence, and care.
Phyllis Choi is a New York–based real estate advisor known for her thoughtful, client-centered approach. She helps buyers and sellers navigate the city’s complex market with clarity, strategy, and confidence.
With over two decades of experience across global markets, Phyllis brings a refined perspective to every transaction — combining deep local knowledge with a disciplined, data-driven approach. Her work is grounded in understanding each client’s goals and aligning them with the right opportunities.
She specializes in guiding first-time buyers, long-term homeowners, and investors through thoughtful, informed decisions — from evaluating neighborhoods to structuring purchases that support both lifestyle and long-term value.
Areas of Expertise:
-
Strategic guidance for buyers navigating the New York City market
-
Clear, data-driven insight on pricing, value, and timing
-
Experience supporting first-time buyers, move-up clients, and long-term investors
-
Fluent in English, Mandarin, Cantonese, and Vietnamese
-
Part of a Top 1.5% Real Estate Team nationwide, as recognized by RealTrends (The Jerry Gemignani Team)
The Jerry Gemignani Team
A Team Built on Results, Trust, and Experience
-
2025 - Real Trends Verified Top 1.5% Real Estate Team Nationwide
-
Jan, 2025 - Dealmakers Award for Sales Transactions
-
Year 2024 - Multi-Million Dollar Club Member
-
Mar, 2024 - Top 25 Sales Agents, Manhattan
-
2022 - Real Trends Top 1.5% in the Nation
Jerry Gemignani – Team Lead
Jerry is a trusted adviser for buyers, sellers, and investors across Manhattan, leveraging 20+ years of experience to deliver record-breaking results. Known for his tenacious research, strategic insights, and vast network, Jerry ensures every client achieves profitable, well-informed real estate decisions.
Phyllis Choi - Team Member
Fluent in English, Mandarin, Cantonese, and Vietnamese, Phyllis brings a global perspective and deep market knowledge to every transaction. With a background in high-end business management and luxury markets, she delivers personalized, five-star service, helping diverse clients navigate NYC real estate with confidence and ease.
Bibb Bailey - Team Member
A Manhattan native with 25+ years of experience, Bibb combines deep local insight and a love for historic architecture to guide clients through Upper West and Upper East Side co-op and condo transactions. Her expertise in co-op board approvals and creative eye make complex processes seamless and even enjoyable.
Loren Arethas - Team Member
With lifelong Upper East Side roots, Loren offers insider knowledge of Manhattan’s neighborhoods, from pre-war co-ops to modern luxury condos. She provides strategic guidance, anticipates market shifts, and shares her network of trusted local connections, ensuring every client finds the perfect lifestyle and investment match.
Testimonials
What clients say about working together
Could Owning Be Closer Than You Think?
Understand what you can realistically afford — before you start browsing listings.available in English, Mandarin, Cantonese, and Vietnamese
Your Complimentary Ownership Plan
What you’ll receive:
- A personalized snapshot of what homeownership could look like for you
- Clear context around current pricing and monthly ownership considerations
- Insight into different property types and building structures
- Guidance on the factors that most often influence buying decisions
Buying in NYC?
Start Here.
Buying in New York can feel overwhelming. This guide helps you understand your options clearly, at your own pace.
What You’ll Gain Inside the Guide:
-
How financing works and what lenders look for
-
The differences between co-ops, condos, and townhouse/single-family/multi-family
-
A neighborhood-by-neighborhood perspective across NYC
-
A clear, step-by-step view of the buying process
-
What to expect in closing costs and ongoing expenses